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<p>Generally, your benefits elections under the Health Alliance health and income protection plans are irrevocable until the next annual enrollment period unless you experience a change in status that qualifies under the law, referred to in this section as a work/life event. In addition, you may make special mid-year election changes to the Medical Plan if you are entitled to Special Enrollment Rights that are discussed at the end of this section. In compliance with federal regulations, associates are given a maximum of 30 days following a work / life event to apply for benefits or make changes to benefits. In addition, <font color="#FF0066"><strong>an associate is required to work 28 days for the Health Alliance before benefits can start.</strong></font></p> <p>The following guidelines explain enrollment deadlines and effective dates of coverage for newly hired associates and individuals experiencing a work / life event:</p> <p>If an application for benefits is received in the Human Resources Department by the 15th day of the calendar month (within the 30-day period), benefits will begin on the first day of the following month. When enrollment materials arrive in Human Resources form day 16 through day 31 of the calendar month, coverage begins on the first day of the second month. for example: an associate hired on June 1 has until June 30 to return enrollment materials to Human Resources. If the papers are received by the close of business on June 15, the associate's benefits will become effective on July 1. However if the associate does not return the paperwork until the period of June 16 through June 30, the effective date for benefits will be August 1. </p> <p>Information Concerning Special Enrollment Rights</p> <p><strong>Work/Life Events<br> </strong>If you experience any of the following work/life events, you will be entitled to make mid-year changes to your benefit elections that are consistent with the work/life event. The following events qualify for mid-year benefit changes:</p> <ul> <li> A change in your legal marital status, including marriage, death of spouse, divorce, legal separation, and annulment; </li> <li>A change in the number of your dependents, including birth, death, adoption, placement for adoption and legal guardianship; </li> <li>A change in your employment status from benefits ineligible to benefits eligible, or benefits eligible to benefits ineligible. </li> <li>A change in the employment status or the employment status of your spouse or dependent that affects eligibility in their benefits (this includes the start or end of employment, a change in hours, a strike or lockout, a change in worksite locations, and commencement or return from an unpaid leave of absence); </li> <li>A dependent satisfies (or ceases to satisfy) dependent eligibility requirements; </li> <li>A change in your residence or the resident of your spouse or dependent that affects eligibility for coverage. This applies to members relocating at least 50 miles outside the service location area; </li> <li>Different benefit enrollment periods for you and your spouse. </li> </ul> <p>Remember, any mid-year change to your benefit elections due to a work/life event must be consistent with the work/life event. For example, if you marry and want to enroll your spouse in dental, you can do so if you are already enrolled in the dental plan. A work/life event involving a domestic partner is not recognized under existing law and therefore does not entitle you to mid-year changes to your benefit elections. </p> <p><strong>Circumstances that may affect your <br> Dependent Care Flexible Spending Account<br> </strong>There are additional circumstances that permit mid-year election changes for associates enrolled in a dependent care flexible spending account. They include a change in the number of individuals eligible to use the benefit; a change in your dependent care provider; a change in the cost for care by a non-relative provider; and a change in a parent’s work schedule.</p> <p> <strong>Enrollment Deadlines <br> </strong>Generally, your benefits elections under the Health Alliance health and income protection plans are irrevocable until the next annual enrollment period unless you experience a change in status that qualifies under the law, referred to in this section as a work/life event. In addition, you may make special mid-year election changes to the Medical Plan if you are entitled to Special Enrollment Rights that are discussed at the end of this section. In compliance with federal regulations, associates are given a maximum of 30 days following a work/life event to apply for benefits or make changes to benefits. In addition, an associate is required to work 28 days for the Health Alliance before benefits can start</p> <p>The following guidelines explain enrollment deadlines and effective dates of coverage for newly hired associates and individuals experiencing a work/life event:</p> <p>If an application for benefits is received in the Human Resources Department by the 15th day of the calendar month (within the 30-day period), benefits will begin on the first day of the following month. When enrollment materials arrive in Human Resources form day 16 through day 31 of the calendar month, coverage begins on the first day of the second month. for example: an associate hired on June 1 has until June 30 to return enrollment materials to Human Resources. If the papers are received by the close of business on June 15, the associate's benefits will become effective on July 1. However if the associate does not return the paperwork until the period of June 16 through June 30, the effective date for benefits will be August 1. </p> <p><strong>Turning in your Completed Benefits Enrollment and Change Form<br> </strong>For enrollments or changes in benefits, you must return the completed form no later than the end of the enrollment period in order to have coverage. Forms should be hand delivered to your human resources department to ensure you are meeting the deadline.</p> <p>Please print legibly and provide all requested information to ensure prompt processing of your elections. Press firmly and be sure that all copies are legible.</p> <p>Be sure to sign and date the Benefits Enrollment and Change Form before returning it to your human resources department. Retain a copy that is signed and dated by a human resources representative for your files.</p> <p><strong>Pay Schedule<br> </strong>Most Health Alliance associates are paid on a bi-weekly basis – 26 times a year – for hours worked in the two-week period beginning on a Sunday and ending on the Saturday before the pay date. Deductions for the plans in which you participate will be withheld from all paychecks dated during a month in which benefits are active. This includes final PTO payout checks.</p> <p> <strong>Coverage Effective Date<br> </strong>This chart outlines the coverage effective dates for the plans outlined here.</p> <p> <strong>What Happens Next<br> </strong>Deductions for the coverage you have selected will be withheld starting with your first pay in January of the new year. (If you are a newly hired associate, the deductions will be taken from your first pay in the month your benefits become effective.) You will also receive medical ID cards mailed to your home for new coverage that you selected. Summary plan descriptions or certificates of coverage are available in the Health Alliance Benefits department. To request a copy of these materials, please call (513) 585-6060. You can also reach us in GroupWise at the address "Alliance Benefits" or e-mail us form home at <a href="mailto:benefits@healthall.com">benefits@healthall.com</a>.</p> <p>This web site provides a summary of your options under the Health Alliance benefit program: medical, dental, FSA and supplemental insurances as well as many benefits provided to you at no cost. If you have unanswered questions, you may contact your Human Resources Benefits department at 513-585-6060. You can also reach us in GroupWise at the address "<a href="mailto:benefits@healthall.com">Alliance Benefits</a>".</p> <p>This site is intended to provide a helpful overview that you can use in making your benefit choices. The web site does not provide a detailed description of each plan. Please read carefully. If there is a discrepancy between this site and the official plan documents, the official documents govern.</p> <p>The Health Alliance’s benefits practices are separate from its employment practices. Your participation in a Health Alliance benefit plan is not a contract or a guarantee of employment. No statement in this booklet is intended as a contractual commitment of the Health Alliance to any participant.</p> <p>The Health Alliance reviews its benefits plans regularly and reserves the right to change or end any plan at any time.</p>
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